HOW DO WE USE YOUR INFORMATION AND WHOM DO WE SHARE PERSONAL INFORMATION

Secure Lifestyles LLC may use the information we collect from and about you for a variety of business purposes; in general, to provide the services, improve customer experience and engagement and develop the services. We are committed to protecting and maintaining the privacy of your information. Therefore, we will process your data only in accordance with applicable data protection law and this Privacy Policy Statement. We may disclose a portion or all Personal Information provided as described above in “Personal Information We Collect” necessary to support our members, clients and interested individuals and/or businesses, the platform, website(s) and for the purpose of facilitating the sale of insurance and/or financial products to interested consumers, individuals and/or businesses in purchasing such products

We will have a lawful basis for processing your data if

• We need to process your information in order to provide you with the products or service you have requested or to enter into a contract;

• You have consented to such processing;

• We have a legitimate interest for processing your data – e.g., for fraud prevention; direct marketing; network and information systems security; data analytics; enhancing modifying or improving our services; identifying usage trends; determining the effectiveness
of promotional campaigns; and advertising personalization of the service using data to make it easier and faster for you to place orders; and/or

• We are legally obliged to process it.

We may use any and all information that we collect from you for the following customer service and transaction purposes:

• To provide the requested Services to you.

• To manage your account.

• To personalize your experience: Your information helps us to better respond to your individual needs.

• To improve our website: We continually strive to improve our website offerings based on the information and feedback we receive from you.

• To diagnose problems with our servers or our Services.

• To improve customer service: Your information helps us to more effectively respond to your customer service requests and support needs.

• To process transactions, such as purchases and subscriptions.

• To use and disclose your credit, debit or payment card or other financial information only to process payments and prevent fraud.

• To administer a contest, promotion, survey, or other site feature.

• To develop new products or services and to enhance current products and services.

• To send periodic emails about Services updates, your orders, or your subscription.

• To protect the security or integrity of our Services and our business, such as by protecting against and preventing fraud, unauthorized transactions, claims, and other liabilities.

We may use your information for the following commercial purposes:

• To send you marketing and promotional emails.

• To target prospective customers with our services (such targeting is only performed with your permission where your consent is required by applicable law).

We may also use information you provide to us for other purposes as disclosed at the time you provide your personal information or otherwise with your consent.

WHEN AND WITH WHOM DO WE SHARE PERSONAL INFORMATION:

We use voluntarily provided personal information to respond to your inquiries and provide you with the services you have requested, amongst other uses as further described below. We do not sell or rent your personal information to third party data vendors or marketing companies. As you might expect, we disclose your information when required by law.

Our Service Providers and Support Teams. We may share Personal Information about Consumers, Businesses, and Agents with various third parties, insurance and financial carriers, and service providers who perform services for us or on our behalf. For example, this may include payment processors and companies that send emails, physical mail, phone, and other outreach methods on our behalf or other operating systems or platforms that help us run our services.

Vendors, Thirds Parties, Subsidiaries, Business Partners and/or Affiliates: In addition to those third parties set forth above, we may share your information, including personal information, within our family of companies. Those companies will use such information in generally the same manner as we do under this privacy statement which includes sending you information about their products, services, or initiatives that may be of interest to you.:

We may share your information, including personal information, with our vendors and other third parties with whom we have a contractual relationship. We may also share your information, including personal information, with vendors who provide third party, products, services and/or software services that may be of additional service to you and / or you have chosen to assist your requests. We do our best to disclose only the information each of those parties need.

We have adopted standards for those vendors and business partners who receive personal information from us. We attempt to bind such vendors and business partners to those standards via written contracts. We further attempt to contractually restrict what our vendors and business partners can do with the personal information we provide to them such that it is used only to the extent necessary to carry out the business purpose for which it was provided; is not disclosed to anyone else without our consent or under our instruction; remains, as between us and the applicable vendor or business partner, our property; and is not transferred out of the United States without our consent.

This includes our business associates, affiliates, and agents in the insurance or financial industry, insurance and/or financial carriers, and any other entities that are involved in the sale of insurance or financial products such as marketing organizations that specialize in the insurance or financial industry. Any independent business associates, affiliates, joint ventures and/or agents are required to honor this Privacy Policy when working with us. These varoius named Business Partners listed are independently responsible for their compliance to regulatory privacy compliance laws for which we cannot be held responsible.

Our Independent Agents and Advisors, Member/Consumer/Client Support Teams. Agents, advisors, and third party service provider support teams have access to the Personal Information about Consumers that is provided by the Consumers when requesting information regarding insurance and/or financial products.

Please note, however, that we cannot guarantee that all of our vendors,, business associates, affiliates, agents, carriers partners will agree to these contractual requirements; nor can we ensure that, even when they do agree, they will always fully comply.

Law Enforcement, Government Agencies, Entities and/or Parties to a Legal Proceeding. We may share Personal Information with such entities to comply with the law or assist in law enforcement including insurance and financial instutions regulations.

With Data Analytics Providers and Advertising Service Providers. Third-party data analytics providers may collect Personal Information about users over time and across different websites, applications, and devices for the purposes of targeted advertising. These providers may collect Personal Information, specifically internet or other similar network activity information, your input on the website, social media information, and/or commercial information in this manner on our Platform. For more information on these third parties, please see the below “Cookie Policy.”

We may partner with these third parties to tailor and customize our advertising to Users. The practice of targeted advertising may be considered a “sale” of Personal Information under some state laws. For more information about your choices related to this practice, please see “Your State Privacy Rights” below.

Legally Compelled Disclosures.

We may disclose your information, including personal information, to government authorities, and to other third parties when compelled to do so by such government authorities, or at our discretion or otherwise as required or permitted by law, including but not limited to responding to court orders and subpoenas.

To Prevent Harm.

We may disclose your information, including personal information, when we have reason to believe that someone is causing injury to or interference with our rights or property, other users of the online and mobile resources, or anyone else that could be harmed by such activities.

Retention of Your Personal Data

The Company will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use Your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

The Company will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of Our Service, or We are legally obligated to retain this data for longer time periods.

Transfer of Your Personal Data

Your information, including Personal Data, is processed at the Company's operating offices and in any other places where the parties involved in the processing are located. It means that this information may be transferred to, maintained on, website platforms, and computers located outside of Your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from Your jurisdiction.

Your consent to this Privacy Policy followed by Your submission of such information represents Your agreement to that transfer.

The Company will take all steps reasonably necessary to ensure that Your data is treated securely and in accordance with this Privacy Policy and no transfer of Your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of Your data and other personal

Terms of Service Privacy